
COBALT MORTGAGE | WA LIC: 520-CL48866
Ben Brashen: MLO- 175756
Mason Buckles: MLO- 176104
My Home Buying Options
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We finally got our new home and you guys made it so easy. Starting off we knew nothing about mortgages and now we have our dream home!
Dan & Jaime Kezner
Mercer Island, WA -
You taught us everything we needed to know and we we’re so happy to move in.
Mike & Leslie Obrien
Seattle, WA -
What a flawless process! You took the time to help me understand what everything meant. My new condo is right where I want it...Thank you!
Kelsey Birnbaum
Seattle, WA -
You held my hand through the entire process and made sure I knew every detail. It was easier to get a loan than to get Comcast to install the cable!
Lindsey Johnson
Ballard, WA -
You took the guess work out of the whole process and educated me on what I needed to know while answering all my questions promptly. I was amazed how fast you were.
Rafael & Manuela
Everett, WA -
I felt 100% confident and comfortable the whole time! This is a lot said seeing as I was working with the team remotely. This program truly works and the organized information was PERFECT!!!
Ken & Shylah Davis
Port Orchard, WA -
You and your team made the mortgage process the most stress-free part of the entire house hunting experience. We learned everything we needed to avoid any pitfalls. Your team was quick and nimble to react every step of the way.
Sarah and Marty Mogk
North Bend, WA

Ben Brashen (me), Mason Buckles, Jessie Tan, Tammy Jones, and the rest of The First Time Home Buyer Mortgage Pros know that you have a unique situation you want addressed. It’s not every day that you’re looking at buying your first houme and obtaining your first mortgage. Whether your ready to buy a home tomorrow or are just exploring your options, you’re going through something unique and that’s exactly how our service is designed, tailored for you.
Our team combines over 40 years of mortgage experience including helping tons of first time home buyers buy new homes. We take pride in honestly ensuring your money, time, and all of your information is always safe so you are comfortable in what can be a stressful time.
Forgive me for saying so but our service is so good, we guarantee it. We have an entire list of service guarantees you can find at www.firsttimehomebuyermortgagepros.com/serviceguarantees.
In this changing real estate and mortgage environment, you need a team of qualified professionals to stay on top of the latest and most accurate information. That's what we do every day!
My (Ben Brashen MLO-175756) biography so you know who you’re dealing with:
With a passion for business, family, and all things Seattle, I can be found in the board room, at a Seahawks game, or one of many charity events.
I currently have over $200-million in loans under management and am recognized as a top Certified Mortgage Planner. I currently hold various designations including Washington State Licensed Loan Officer, Certified Mortgage Planning Specialist, California Ethics Certified Financial Strategist, and I was recently certified by the FDIC to teach their national Money Smart Program.
As an enthusiastic expert, I continuously engage in leadership roles in business and non-profits. Right now I’m serving as the President of Launch Benefits, CITYgames, BIGFE, The Brashen Financial Team of Mortgage Pros, and sit on the financial education board of the Urban Financial Service Coalition of Puget Sound. Just recently I also served on the board of trustees of the Nationally Recognized Personal Finance Employee Education Foundation.
A fierce commitment to help people achieve their own personal and financial goals inspires my love for leadership and education for clients and financial professionals. I’m a frequently requested speaker in the real estate, finance, and mortgage industries including home-buying seminars at the University of Phoenix and professional education courses at Ameriprise Financial, AXA Financial, NWG Real Estate, and SeaReal Investments.
Every day I carry with me dedication to my family, friends, and community organizations. My wife always inspires me to think bigger, reach higher, and maintain a balanced life. Together we support the Boys & Girls Clubs of America, Seattle Milk Fund, and the Bobby Engram Foundation.
Mason Buckles (MLO-176104) is the Mortgage Master with our team of Mortgage Pros. Mason’s 10 years of experience through out the mortgage world provides clarity and transparency in what can often be a puzzling experience.
Mason is a licensed Loan Officer in Washington State. He will go through all of the mortgage solutions that are available for you and ensure you know all of your loan options before you sign the application for your loan! His past experience at National Mortgage Companies means he knows how to make sure your loan paper work is prepared completely the first time. You’ll never have constant demands for more and more documentation.
Getting a new mortgage is an important time in your life. We will make your loan easy to understand, the process smooth, and then close your loan with no surprises. Mason will spend the time to show you the costs you can expect to pay during the course of your mortgage transaction so you’re not surprised at the end.
The First Time Home Buyer Mortgage Pros at Cobalt Mortgage are not just about doing one loan for you. We will help you manage your loan for as long as you keep the home or when it’s time for a new one. Each month, we track the interest rate market and let you know if you can save money. Our “Yearly Mortgage Review” will help monitor you loan and your lifestyle so if changes need to be made, we can help you.
Credit scores and debt management are becoming a focal point in our lives. We want to be there for you to help keep track of your credit scores and provide assistance to help you maintain a great credit rating so when you choose to borrow money, it will be at the best price possible.
Lynn Riefert (Senior Loan Processor) Lynn has been processing home loans for 15 years. She works hard behind the scenes to verify all borrower documentation is within lender guidelines.
Although you won't talk with her much, know that she will be reviewing your information and working with the lender to help your file close as quickly and easily as possible
My Final Thoughts:
We’re 100% honest with you 100% of the time.
Mason and I are devoted to you though-out the loan process and will consistently look out for your best interests. Sometimes that means we won’t do your loan. That’s right, we will never put a client into a loan or a home that is inappropriate for the customer. We love to say “Yes” but every once in a while we need to say “No” to a client who wants to bite off more than they can chew.
Our clients and the professionals who recommend us agree that we provide a great value for the price you pay. Obviously we make money to stay in business but our goal is to provide exceptional value.
We offer straight forward and honest communication about your transaction. You want a loan that you can live with so you can continue to enjoy your life. Dependability and competitive pricing is our mark of quality. We NEVER bait and switch or offer teaser rates. There are no hidden or junk fees either.
My Team is here for you. We pride ourselves on customer service and will make it easy when you buy your home or refinance. Oh yeah, and we have smokin’ hot rates!

