COBALT MORTGAGE | WA LIC: 520-CL48866
Ben Brashen: MLO- 175756
Mason Buckles: MLO- 176104
My Home Buying Options
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We finally got our new home and you guys made it so easy. Starting off we knew nothing about mortgages and now we have our dream home!
Dan & Jaime Kezner
Mercer Island, WA -
You taught us everything we needed to know and we we’re so happy to move in.
Mike & Leslie Obrien
Seattle, WA -
What a flawless process! You took the time to help me understand what everything meant. My new condo is right where I want it...Thank you!
Kelsey Birnbaum
Seattle, WA -
You held my hand through the entire process and made sure I knew every detail. It was easier to get a loan than to get Comcast to install the cable!
Lindsey Johnson
Ballard, WA -
You took the guess work out of the whole process and educated me on what I needed to know while answering all my questions promptly. I was amazed how fast you were.
Rafael & Manuela
Everett, WA -
I felt 100% confident and comfortable the whole time! This is a lot said seeing as I was working with the team remotely. This program truly works and the organized information was PERFECT!!!
Ken & Shylah Davis
Port Orchard, WA -
You and your team made the mortgage process the most stress-free part of the entire house hunting experience. We learned everything we needed to avoid any pitfalls. Your team was quick and nimble to react every step of the way.
Sarah and Marty Mogk
North Bend, WA
home withOut
DISCOVERING ALL YOUr OPTIONS FIRST!
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Break Free from Paying Rent and Move in to Your Dream Home! If you're ready to take control of your own future and feel the pride of homeownership...there is no safer way! |
My Name is Ben Brashen and I used to teach first time homebuyer seminars at the University of Phoenix.
But I stopped and I'll tell you why shortly...
First, take a minute and think about the home you would absolutely love to live in.
Is there a yard, a view, a garage, and maybe a new car in the driveway? The home you are thinking about living in is your dream and you are the only one who is thinking of that exact new home.
It's because your dream home is as unique as you that I stopped teaching the seminars. It's a waste of your time to sit in a classroom when only 10%-25% of the information we teach is relevant to your situation and will help you move in to your new home.
So instead of wasting your time, I take all the information from the 3-hour course and tailor a personalized meeting that will prepare you for your new home.
During Your New Homebuyer Discovery Program Meeting my team and I will:
- Create an easy to follow map so you can get the keys to your new home.
- Introduce safe ways you can own your home and make it easy to afford.
- Show you how to take control of your credit and find ways you can save money.
- Improve your down payment and closing cost options.
- Get you pre-approved so you can shop like you have cash in your pocket
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Our team has worked with hundreds of home buyers who will tell you about the first-class service our team provides while preparing you to purchase a home the right way. Unless you're Bill Gates, you don’t want to waste $100,000 (he doesn't either!). That’s why I want you to be informed so you can buy a home in the best way possible instead of “jumping” in to a home the wrong way.
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HERE'S HOW YOU CAN SAVE
$100,000 OR MORE!
1) Don’t forget to check your credit and fix any problems BEFORE you apply for your loan. A 25-point difference on a credit score can raise rates by 1% and cost you $80K to $100K over the life of your loan!
2) It sounds like a good idea but paying off all of your debt first can crush your ability to make a down payment or get the best rate costing you up to $50K over the life of your loan.
3) Get pre-approved before you find a house. Sellers want buyers who have their financing figured out and you don’t want to find your new home only to have your loan denied. Plus your tight schedule won’t give you time to find the right lender to fit your needs.
4) Don't wait for the perfect financial situation before you start looking. Waiting for perfection is a good way of saying I’m not ready. If you want to own a home, I can help you create a plan to safely buy the home you want instead of finding excuses not to.
5) Going straight to your bank for your mortgage is costly. Banks have overhead and make money by charging you the highest rate they can. We have 23 banks that compete for your loan in our office every day.
Buying your first home is an exciting and can be a nerve racking experience. I want to make sure that you are comfortable and confident. I know what you’re going through and I know how to help you save money when you buy your first home.
MY GUARANTEES TO YOU
Leave no doubt that I want to earn your business.
Our First Time Home Buyer Discovery Program
has proven so effective I can make
you these guarantees
I Guarantee that you will feel more prepared to buy a home after our meeting or I’ll buy you dinner! If you don’t like what we do just stop us during the first half of our meeting and a $50 dinner is on us.
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I Guarantee the accuracy of our Pre-Approval Letters. If we say you’re pre-approved and it turns out incorrect, I’ll pay your next 3-months rent!
We’re a fun group of professional people who really want to help you buy your new home. We know exactly what we’re doing. I also know you’ll love working with us almost as much as you’ll love your new home.
Plus with our guarantees you have nothing to lose!
Sincerely,
Ben Brashen
P.S. Do you want of proof of why should work with us? I have a whole book of testimonials and success stories you can see from first time homebuyers just like you. Most of them were pretty nervous at the beginning but once they were educated and saw how easy I make the process they we’re confident in their new home purchase. Just ask and I’ll show you everything they all had to say!
Shopping for Rates | PreApproval vs. Pre-Qualifying | Free First Time Home Buyer Ebook | Service Guarantees
